Sword you have your facts wrong. We both believe that we are justified AFTER conversion which is faith and repentance. However I do agree with you in that regeneration is being spiritually born and conversion is repentance and faith. We just differ on the order that regeneration and conversion take place.Regeneration means that one has been born again or born from above (John 3:3, 5, 7, 8). Conversion occurs when sinners turn to God in repentance and faith for salvation. . . Calvinists believe that a man is regenerated or has eternal life before he repents or believes. This is not Biblical.
source monergism.comReformed camp, the ordo salutis is
1) election
2) predestination
3) gospel call
4) inward call
5) regeneration
6) conversion (faith & repentance)
7) justification
8) sanctification
9) glorification
Arminian camp, the ordo salutis is
1) outward call
2) faith/election
3) repentance
4) regeneration
5) justification
6) perseverance
7) glorification





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