from a political perspective, I dont have a problem voting for a Mormon like Mitt.

[alanmolstad]

The mom signs up for some insurance that will cover the child for it's life.

to sweeten the deal, lets make the first 5 years (or whatever) of the child's life to be nearly totally free!

What mom would not jump at the chance to have their child receive free insurance for the most dangerous years the child will face?
It's a no-brainier.


So the mom signs for the child that this child will be covered by insurance for it's life...
That means as the child gets older every paycheck it earns will have a little taken out...even from the very first paychecks from McDonalds when they are under age.

So the child grows up covered, and becomes an adult with an insurance plan already set up from the get-go.

well....now lets say the child reaches age 30 (or whatever age it is) and decided to drop paying for insurance?
well....they still owe for them first 5 years, and thats likely about $20,000 bucks, and so the Insurance company has a right to ask for that money if the child wants to drop their coverage.

So the child will never drop coverage.....
I mean who would dare drop their coverage?...no one!


Its in the child's best interest to keep the coverage every day of their life...for as long as they keep the coverage they never have to pay back the company for the free insurance they already received!
Now sweeten the deal again, and if the child signs up it's own futuer children under the same plan, this lowers the fees for the whole family!

Suddenly its grandpa and grandma that are putting the pressure on the new parents to make sure the baby is covering under their same insurance!

The government gets to stay out of that conversation...as it should be.

everybody wins!

The hospital will always get paid.

The child receives very good health care coverage,(freaking free)

and part of the ding each paycheck the child earns will be for a life-insurance plan that will pay the $20,000 back...so the insurance company is happy knowing that they will always get their money back for covering the baby


It's so simple...

No government mandate needed,