[QUOTE]
Quote Originally Posted by alanmolstad View Post
The mom signs up for some insurance that will cover the child for it's life.

to sweeten the deal, lets make the first 5 years (or whatever) of the child's life to be nearly totally free!

What mom would not jump at the chance to have their child receive free insurance for the most dangerous years the child will face?
It's a no-brainier.
So, what do you do for the moms who don't do this? And is the dad in the picture here?

So the mom signs for the child that this child will be covered by insurance for it's life...
IF the mom signs up. What do you do if she doesn't do this? Every idea past this is a moot point IF the mom opts out.

That means as the child gets older every paycheck it earns will have a little taken out...even from the very first paychecks from McDonalds when they are under age.
What if the kid doensn't want to pay for this--what if they kid, as a teenager, thinks he is indestructable (imagine that), do you force him to pay for this insurance?

So the child grows up covered, and becomes an adult with an insurance plan already set up from the get-go.

well....now lets say the child reaches age 30 (or whatever age it is) and decided to drop paying for insurance?
well....they still owe for them first 5 years, and thats likely about $20,000 bucks, and so the Insurance company has a right to ask for that money if the child wants to drop their coverage.
How did you get the kid to "opt in" in the first place? Was it by force? What if both the mom refuse to pay or the kid refuses to allow the money to be taken out of his paycheck?

So the child will never drop coverage.....
I mean who would dare drop their coverage?...no one!
You are ***uming they bought in in the first place.


The government gets to stay out of that conversation...as it should be.
How is your idea brought about? What happens for those who say no?

Actually, the problem with having insurance taken out before getting the paycheck is the same problem with having taxes taken out before hand---it allows for abuses.